HIP works with community residents & associations, and local initiatives to revitalize aging communities. The cornerstone of HIP’s revitalization efforts is the Housing Rehabilitation Assistance Program (HRAP).

Through HRAP, HIP partners with the Prince George’s County Department of Housing & Community Development and the Redevelopment Authority of Prince George’s County to provide home improvement loans of up to $60,000. This loan is 0% interest and $0 monthly payment for eligible homeowners who need to make critical code and safety repairs on homes that they occupy full time.

For questions about eligibility and application requirements, please contact
Claudia Bledsoe, HIP’s Community Development Specialist
240-388-9629 or by email.

EFFECTIVE JANUARY 1, 2025 —

Thank you for your interest in the HRAP program. Due to its popularity, we have decided to close the waitlist. We are no longer accepting names for the waitlist at this time, however, if your name is already on the waitlist, it will remain there. Please check back in at a later time to see if we have reopened the list.

Please be aware that we are able to service anywhere from 15-20 homes per year, and our waitlist currently has over 400 names.

Waitlist Is Closed  |  Resource List

About the Housing Rehabilitation Assistance Program

  • HRAP is a loan program (in the future, it may incorporate some grants).

  • HRAP is NOT an emergency program – we operate on a first-come, first-served basis only.

  • HRAP addresses critical repairs for hazards, safety, accessibility and weatherization first. It is not a cosmetic program.

  • Once sent an application, it is your responsibility to get documents back in a timely manner.

  • Once an inspector is sent to your home, it takes about 1 year to get to signing/closing loan documents before construction starts.

NOTE: While HIP manages the program, the Prince George’s County Department of Housing and Community Development (DHCD) and the Redevelopment Authority (RDA) have final say on whether an application is approved.

 

Prince George’s County – HRAP Applicant Eligibility Requirements

  • Must own and occupy a home in Prince George’s County for a minimum of 7 years
  • Must be current on mortgage payments, property taxes and
    property insurance
  • Cannot have any current liens, judgments, or recent bankruptcy
  • Cannot have an “underwater” mortgage
  • Total household income may not exceed the program limits

HRAP Eligible Repairs

  • Health Hazards: Lead, mold and asbestos abatement
  • Safety and Code Compliance repairs: Roof, electrical systems,
    plumbing, flooring
  • Energy Efficiency: Windows, insulation, air sealing, siding
  • ADA related improvements: Ramps, grab bars, railings
  • Other improvements considered
HRAP Qualification – FY 2025 Maximum Income by Household Size 
1  2  3  4  5  6  7  8 
$91,800 $104,900 $118,000 $131,000 $141,600 $152,100 $162,600 $173,100

Source: US Department of Housing and Urban Development (www.huduser.org), effective June 1, 2025

Home Maintenance 101, Virtual Workshop

HIP is collaborating with the Prince George’s County Department of Housing & Community Development and Habitat for Humanity Metro Maryland to host free virtual workshops every other month. It is open to all homeowners in Prince George’s County.

See registration link below through Eventbrite for the upcoming workshop
Wed, Aug 6, 2025 @ 12:00 – 1:00 pm.

We will cover a variety of home maintenance topics, including:

  • How to weatherize your home
  • Preventative seasonal home maintenance
  • Energy Efficiency Tips