RESOURCES AVAILABLE TO MARYLAND HOMEOWNERS IMPACTED BY THE COVID-19 PANDEMIC

If you are a HOMEOWNER in Maryland struggling to maintain your mortgage payments and other costs due to COVID-related impacts, the State of Maryland is offering financial assistance through the Maryland Homeowner Assistance Fund (HAF).

HIP’s bilingual certified housing counselors can assist you with several free services to address your financial hardship.

HIP can assess your mortgage refinance options;
HIP can negotiate with your lender to prevent mortgage default;
HIP can provide accurate information regarding foreclosure suspension;
HIP can assist with applying for Maryland’s Homeowner’s Tax Credit Program (Open February – October);
HIP can help you apply for the HAF – Maryland Homeowner Assistance Fund, through the state of Maryland.

HAF FACT SHEET

Frequently Asked Questions

Application Portal

MARYLAND HOMEOWNER ASSISTANCE FUND

The Homeowner Assistance Fund (HAF) was established by the American Rescue Plan Act enacted on March 11, 2021, to help homeowners experiencing financial hardship after January 21, 2020. The Maryland Department of Housing and Community Development (DHCD) will receive $248 million through this program over three years to assist homeowners struggling with their mortgage payments or other housing costs due to the COVID-19 pandemic.

The Maryland HAF is intended to leverage and be supplementary to the loss mitigation tools that are deployed by mortgage servicers. Therefore, struggling homeowners must first attempt to work with their servicer to address their delinquency.

HIP’s counselors can help homeowners navigate this process.