HIP works with community residents & associations, and local initiatives to revitalize aging communities.

The cornerstone of HIP’s revitalization efforts is the Housing Rehabilitation Assistance Program (HRAP).

Through HRAP, HIP partners with the Prince George’s County Department of Housing & Community Development and the Redevelopment Authority of Prince George’s County to provide home improvement loans of up to $60,000. This loan is 0% interest and $0 monthly payment for eligible homeowners who need to make critical code and safety repairs on homes that they occupy full time.

For questions about eligibility and application requirements, please contact, Claudia Bledsoe, HIP’s Community Development Specialist, at 240-388-9629 or by email. Homeowners should first complete the HRAP INTEREST FORM here to be added to the Wait List.

HRAP Applicant Eligibility Requirements

  • Must own and occupy a home in Prince George’s County for a minimum of 7 years
  • Must be current on mortgage payments, property taxes and
    property insurance
  • Cannot have any current liens, judgments, or recent bankruptcy
  • Cannot have an “underwater” mortgage
  • Total household income may not exceed the program limits

HRAP Eligible Repairs

  • Health Hazards: Lead, mold and asbestos abatement
  • Safety and Code Compliance repairs: Roof, electrical systems,
    plumbing, flooring
  • Energy Efficiency: Windows, insulation, air sealing, siding
  • ADA related improvements: Ramps, grab bars, railings
  • Other improvements considered
HRAP Qualification – FY 2025 Maximum Income by Household Size 
1  2  3  4  5  6  7  8 
$86,650 $99,000 $111,400 $123,750 $133,650 $143,550 $153,450 $163,350

Source: US Department of Housing and Urban Development (www.huduser.org), effective June 1, 2024

If you have questions or need assistance with your HRAP application, please contact HIP’s Community Development Specialist at (240) 388-9629.