HIP works with community residents & associations, and local initiatives to revitalize aging communities.

The cornerstone of HIP’s revitalization efforts is the Homeowner Rehabilitation Assistance Program (HRAP).

Through HRAP, HIP partners with the Prince George’s County Department of Housing and Community Development and the Redevelopment Authority of Prince George’s County to provide home improvement loans of up to $60,000. This loan is 0% interest and $0 monthly payment for eligible homeowners who need to make critical code and safety repairs on homes that they occupy full time.

For questions about eligibility and application requirements, please contact Chandrell Christopher, HIP’s Community Development specialist, at 240-388-9629 or by email. Homeowners can also complete the HRAP INTEREST FORM here.

HRAP Applicant Eligibility Requirements

  • Must own and occupy a home in Prince George’s County
  • Must be current on mortgage payments, property taxes and
    property insurance
  • Cannot have any current liens, judgments, or recent bankruptcy
  • Cannot have an “underwater” mortgage
  • Total household income may not exceed the program limits

HRAP Eligible Repairs

  • Health Hazards: Lead, mold and asbestos abatement
  • Safety and Code Compliance repairs: Roof, electrical systems,
    plumbing, flooring
  • Energy Efficiency: Windows, insulation, air sealing, siding
  • ADA related improvements: Ramps, grab bars, railings
  • Other improvements considered
HRAP Qualification – FY 2023 Maximum Income by Household Size 
1  2  3  4  5  6  7  8 
$84,400 $96,450 $108,500 $120,550 $130,200 $139,850 $149,500 $159,150

Source: US Department of Housing and Urban Development (www.huduser.org), effective June 15, 2023

If you have questions or need assistance with your HRAP application, please contact Chandrell at (240) 388-9629.