HIP Economic Impact & Resiliency Coaching

Free, one-on-one financial coaching to help you build stability, reach your goals, and plan for what’s next.
For residents of Prince George’s and Montgomery Counties, Maryland.

What is Economic Impact & Resiliency Coaching?

It’s a free program that pairs you with a HIP financial coach for one-on-one sessions, virtually or in person. Your coach looks at your full financial picture with you, helps you choose goals that matter to you, and builds a plan with clear first steps.

Most people meet with their coach several times. Between sessions, you put the plan into practice; at each session, you and your coach review what’s working and adjust.

Citi Foundation

HIP’s Economic Impact & Resiliency Coaching program is supported by the Citi Foundation. There is no cost to participate.

Matching savings up to

$500 *

As you reach specific financial goals through coaching, you may qualify for matching savings, a reward for the progress you make.

* Amount and eligibility are subject to program requirements.

Benefits of financial coaching

For you

  • A plan built around your own goals, not a one-size-fits-all budget
  • A clearer understanding of your credit and what affects it
  • A realistic path to paying down debt

For your household

  • Savings set aside for emergencies, so a surprise bill doesn’t become a crisis
  • More stability with rent or mortgage payments
  • Shared goals the whole household can work toward

For the community

  • Families who stay in their homes and neighborhoods
  • Stronger financial footing that holds up when prices rise or work changes

How we help

HIP financial coaches work with you to:

  • review your income, expenses, debts and savings together

  • read your credit report and plan steps to improve it

  • start or grow an emergency savings habit

  • set goals that are specific and within reach

  • create a debt payoff plan that fits your budget

  • stay current on rent or mortgage payments

Our Process

Five steps, from your first call to reaching your goals.

Sign up

Complete the interest form or call us. Tell us whether you prefer to meet virtually or in person, and in which language.

You: about 5 minutes

Get ready

A financial coach calls to explain the program and tell you which documents to bring, such as recent pay stubs and bills.

You: gather your documents

First session

Your coach reviews your financial situation with you, helps you set goals, and builds a plan with clear first steps.

You leave with: your plan

Ongoing coaching

Follow-up sessions keep you on track. Most people meet several times to reach their goals.

You: put the plan to work

Earn matching savings

As you reach specific goals, you may qualify for matching savings of up to $500.*

You: celebrate your progress

Coaching is free at every step, and you can stop at any time.

Interest Form

Complete the interest form below and a HIP financial coach will contact you. If you need help or have questions, call 301-916-5946 (Germantown) or 301-699-3835 (Hyattsville).

This program serves Prince George's and Montgomery County residents. HIP's housing counselors may still be able to help in other counties. Call 301-699-3835 for assistance.

Preferred language *
How would you like to meet?
What would you like help with? (check all that apply) *
Acknowledgement *

Frequently Asked Questions

Nothing. HIP’s financial coaching is free, and there are no hidden fees.

No. A coach doesn’t sell products or manage investments. Your coach helps you understand your situation, set goals, and build habits, and you stay in charge of every decision.

Yes. You can choose virtual sessions by video or phone, or meet in person at our Germantown or Hyattsville office.

Your coach will call before your first session to tell you exactly what to bring. It’s usually documents such as recent pay stubs, bills and account statements, so you can look at your finances together.

It depends on your goals. Most people meet with their coach several times as they work toward their goals.

As you reach specific financial goals through coaching, you may qualify for matching savings of up to $500. The amount and eligibility are subject to program requirements, and not all participants will qualify. You can receive coaching without taking part in matching savings.

Tell us your preferred language when you sign up, and we’ll work to accommodate it.

This program serves Prince George’s and Montgomery County residents. HIP’s housing counselors may still be able to help in other counties. Call 301-699-3835 for assistance.

Questions?

Housing & Financial Counselor

Carolina Giraldo
financialcoach@hiphomes.org
240-388-9612

Germantown

12900 Middlebrook Road, Suite 1500
Germantown, MD 20874
301-916-5946

Hyattsville

6525 Belcrest Road, Suite 555
Hyattsville, MD 20782
301-699-3835