Mr. Perez was outstanding in every respect. […] [He] was extremely knowledgeable and well-prepared with specific questions to gather the information in […] the most efficient and effective manner. […] Mr. Perez’s communication skills were exceptional. In addition to being knowledgeable and courteous, he actually listened carefully. His subsequent questions and advice were focused on […]

Glendys, Montgomery Village

“Dear Zulma, I would like to start by saying thank you for all your help and hard work throughout this process. Since the moment we spoke on the phone for the first time to these past couple of days, you have been there for me and for my husband helping us every step of the […]


I had my first appointment with HIP for the financial capability program on October, 2016 where my credit score was 591 and my savings was zero. After being so motivated by the counselor, Mrs. Posada, I started my weekly savings plan of $125 with my credit union at work and also I started paying my […]

Jada of Temple Hills

I can’t express how elated I am to be in my home!!!! It has proven to be by far one of the best things that has ever happened to my family and is truly a blessing. The kids are loving the yard and for the first time they can play to their hearts content in […]

Patricia of Montgomery Village

I cannot stress enough the amount of good that it did me to work with an angel like Zulma and to have an agency like yours suddenly give me a voice when my own attempts to get help had virtually fallen on deaf ears.  The work that agencies like yours do truly makes a positive […]

Homeowner of Laurel

Thank you, and everyone at HIP, for all of your help in getting us back on track financially over these past few years. Your energy and dedication to the community is only unmatched by the compassion, empathy  and respect of dignity with which you provide service.  Homeowner from Laurel (Prince George’s County)

J. S. of Montgomery County

I am writing to say thank you and express my tremendous appreciation for the outstanding assistance that Housing Initiative Partnership, Inc. (HIP) and my housing counselor, Ms. Zulma Miranda, provided in connection with my recent mortgage loan modification. Zulma was extremely professional, efficient and supportive throughout the process, and helped me achieve a favorable outcome […]

A. Garcia of Germantown, MD

I would like to thank HIP for the great job you have made about my modification.  I started my process with counselor Sonia Posada at the Germantown office on April 2.   I got my trial payment on May 30 and the final modification on September 1.  I was working with an attorney to whom […]

Karen of Prince George’s Co. Maryland

Thank you for you helping me on the path to home ownership. After meeting with you in April, I found a house my children and I liked and put a contract on it. I took the class and earned my certificate. I recently went to closing on my home and I am now a homeowner. […]

Yvonne of Silver Spring, MD

I write this note to tell you just how wonderful Sonia Posada was in helping me to refinance my mortgage last December.  She was professional and supportive.  She guided and encouraged me and I worry to think what would have happened without her help.  Your organization is fortunate to have Sonia on its staff. Yvonne […]