HIP offers individual counseling to homeowners struggling to make their mortgage payments. A Certified Foreclosure Prevention Counselor will review the homeowners particular loan and financial situation, contact the lender, review the homeowners “workout” options and work with the homeowner and lender to achieve the best outcome possible. Regardless of the outcome, HIP’s counselors will provide critical education and support for the client every step of the way. HIP is a HUD-approved counseling agency and charges no fees for its foreclosure prevention services. HIP is working to educate Maryland homeowners about the new Foreclosure Mediation Program. Homeowners who had foreclosure actions filed against them after July 1, 2010 may be eligible to participate in this program. Homeowners must opt-in for this program within 25 days of being served with foreclosure papers (called an “Order to Docket.) Don’t miss out on this important opportunity. To speak with a counselor in Hyattsville, please contact our Intake Specialist, Lorena Fuentes, at 301-699-3835. To speak with a counselor in Germantown, please contact our Intake Specialist, Claudia Medina, at 301-916-5946. To speak with a counselor in Gaithersburg, please contact counselor Zulma Miranda, at 301-355-6140.